Is your insurance sufficient to take care of you?

Is your insurance sufficient to take care of you?

Are you making the most of your medical care? Of course, Obama’s care or health care reform is now a law and a tax. This implies that everyone now has the opportunity to protect their family or try to cover their family. In my opinion, health reform has helped many people who have not been able to buy insurance, but who will have a high price.

Some agencies with amazing insurance policies had to take a second look on their hedging plans; for what reason? If insurance firms are at greater financial risk, they need to distribute their risk. This has led to an increase in premiums for healthy people. Well, you can think about it, but it should be affordable. However, this is true if you only have the insurance required and the fact is that the deductibles have been on the rise.

Do you feel abandoned in the cold?

I talked to a lot of people who thought they were insured, but after talking to them, they had to think differently. When considering deductions and deductibles, many thought he was just suffering from general illness that would have a family or whose bones were broken, which was completed in the cold and had financial implications.

I also learned that they felt like they were insured They often say that many insurance plans are needed. I am aware that a recent Harvard study found that 80% of people live from paychecks to paychecks. So if the insurance does not provide them financially, they ask what they can do. Insurance and taxes consume only wages.

How can I protect myself?

Let us consider insurance for a bit. Ownership and causality (typical home and automobile) pay mortgages and auto companies to secure their assets. Certainly, your car insurance can cover the medical expenses of someone with whom you have an accident, but it is not usually on the insurance list that will help you. Even if your car insurance has a medical policy for you, it still pays doctors and hospitals.

So now you have a life insurance plan. Who is going to pay that? Definitely not you except that you have a plan that you have to pay when you reach a certain age. However, it will pay your final costs and whatever goes further will go to your beneficiary.So you have a medical specialization. Is it to help you? Not! They will receive treatment, and then medical and medical institutions will receive payment. As mentioned above, you have additional expenses that your insurance does not guarantee.

The latter is disability insurance and if you have a terrible situation, it is the same money that will be given to you; although the government does not allow full protection of income. You can survive on a portion of your salary, especially if you see statistics of 80% of the minimum wage.We also have statistics that say that 60% of bankruptcies occur due to health problems and 77% of these people benefit from important health insurance.I know there seems to be no hope, but that’s how it is. As with Medicare, you can find ways to supplement your insurance. Most of the additional insurance will send you money to help your family in case of accident or illness.